Buyers send money and hope goods arrive. Sellers ship goods and hope payments clear. Information is siloed across dozens of disconnected apps — and trust erodes with every step.
From initiation to settlement, every step is programmatically linked. WAYBL coordinates what was previously scattered across dozens of tools.
Built for high-throughput environments. Every feature is designed to compose into reliable commerce experiences at scale.
Funds are authorized at checkout and held programmatically. Settlement only triggers when logistics partners confirm successful delivery or predefined milestones are met.
Unified visibility across multiple logistics providers. One source of truth.
Physical verification via QR, OTP or geofencing that automatically updates the transaction state.
Instantly split payments between merchants, delivery partners, and platforms. No manual reconciliation.
Machine learning models trained on African transaction patterns detect anomalies before funds move. Multi-signal risk scoring evaluates device, behavior, velocity and historical context in real time.
Built for developers. SDKs in Node, Python, PHP, Go. Webhooks for every state change. Idempotent by design.
Identity verification, business KYC and reputation scoring baked into every transaction.
Pre-built connectors for ERP, OMS, accounting and CRM systems. Drop-in compatibility with the tools your team already uses.
WAYBL doesn't replace your bank, your logistics partner or your marketplace. It connects them — and unlocks value for every participant in the transaction.
Transact with confidence. Real-time tracking, verified delivery and instant dispute resolution — no more hoping your package arrives.
Get paid the moment goods are delivered. No chargebacks from undelivered orders. No capital locked up waiting for settlement.
Coordinate thousands of merchants, couriers and payment flows with one integration. Built for platforms that scale.
Offer your customers escrow, conditional payments and merchant financing as a service. We provide the rails.
Plug into a network of merchants and marketplaces instantly. Receive jobs programmatically. Get paid the moment delivery is verified.
One API for payments, tracking, verification and settlement. TypeScript SDK, real-time webhooks, sandbox environment.
Our API is built for high-throughput environments. Whether you're a custom e-commerce site or a massive marketplace, WAYBL scales with you. TypeScript SDK · Real-time webhooks · Idempotent by design.
How a typical transaction flows through WAYBL — from the moment a buyer checks out to the second funds settle in the merchant's account.
Payment is authorized and held in escrow — never fully captured.
WAYBL routes the package to the best available logistics partner automatically.
OTP, QR or geofence confirmation. Both parties notified instantly.
Merchant paid T+0. Courier paid. Platform fee deducted. Done.
A glimpse from design partners and beta users across Nigeria, Kenya and Ghana.
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